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Effective Date: 1/1/2026

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By accessing or using https://www.calypsohealthandwellness.com, you agree to the following Terms and Conditions. If you do not agree, please do not use this website.

Services Disclaimer

Calypso Health & Wellness, LLC provides coaching and educational services. Calypso Financial Solutions provides bookkeeping, tax preparation, and financial wellness coaching.

• Coaching services are not therapy, counseling, medical care, or mental health treatment.

• Financial wellness coaching is educational and behavioral, not legal, tax, or investment advice.

• Tax and bookkeeping services are provided in accordance with applicable laws and professional standards.

Use of Website

You agree to use this website for lawful purposes only and not to:

• Violate any laws or regulations

• Transmit harmful or malicious code

• Attempt unauthorized access to systems or data

Intellectual Property

All content on this website—including text, graphics, logos, and materials—is the property of Calypso Health & Wellness, LLC unless otherwise stated. Content may not be reproduced without written permission.

Payments & Services

Fees for services will be disclosed prior to engagement. Payment terms, cancellation policies, and service scope may vary by service and will be communicated directly.

Limitation of Liability

Calypso Health & Wellness, LLC and Calypso Financial Solutions are not liable for any indirect, incidental, or consequential damages arising from use of this website or services, to the extent permitted by North Carolina law.

Third-Party Tools & Links

We may use third-party platforms (scheduling, payment processing, document sharing). Use of these services is subject to their respective terms and policies.

Governing Law

These Terms & Conditions are governed by the laws of the State of North Carolina, without regard to conflict of law principles.

Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the website constitutes acceptance of revised terms.